UniCredit is a pan-European commercial banking service that offers a wide range of banking products and services to both individuals and businesses. As a financial institution, it provides services such as personal and business checking and savings accounts, loans, mortgages, investment options, and credit cards. Additionally, UniCredit offers wealth management, insurance products, and online banking capabilities, allowing customers to manage their finances digitally. The services may vary based on the country and specific regional market where UniCredit operates.