Debt Payoff Planner is a financial tool designed to help individuals create a plan to pay off their debts efficiently. It typically allows users to input their various debts, such as credit cards, student loans, and personal loans, and then suggests strategies for paying them off, often by prioritizing higher-interest debts or using methods like the snowball or avalanche approach. Features might include budget tracking, payment reminders, progress tracking, and customizable payment plans.